Betterment Savings Rate History (2023–2026)
RateBrain has recorded 6 rate changes for Betterment's savings account since February 5, 2023. Its highest rate was 5.00% (Apr 2024) and its lowest 4.00% (Feb 2023). It pays 4.00% APY today, last changed on August 12, 2026. That is down 1.00 percentage points from a year ago.
Current Betterment savings account rate »Betterment rate history »Savings rate history »
Rate history chart
Now 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.00% | 4.00% | 4.00% | 1 |
| 2025 | 5.00% | 5.00% | 5.00% | 0 |
| 2024 | 5.00% | 4.75% | 5.00% | 1 |
| 2023 | 4.75% | 4.00% | 4.75% | 4 |
All 6 rate changes
| Date | APY | Change |
|---|---|---|
| August 12, 2026 | 4.00% | −1.00 |
| April 26, 2024 | 5.00% | +0.25 |
| August 3, 2023 | 4.75% | +0.25 |
| May 10, 2023 | 4.50% | +0.30 |
| March 28, 2023 | 4.20% | +0.20 |
| February 5, 2023 | 4.00% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.