Best 13 Month CD Rates in 2026
In 2026, the median 13 Month CD rate RateBrain tracked was 4.00% across 20 products. The highest was 4.50% APY from Elements Financial.
Every 13 Month CD rate we tracked in 2026
| Bank | High | Year end |
|---|---|---|
| Elements Financial | 4.50% | 4.50% |
| Abound Credit Union | 4.35% | 4.35% |
| Sallie Mae | 4.35% | 4.35% |
| OMB Bank | 4.31% | 4.31% |
| CIBC Bank USA | 4.30% | 4.30% |
| Andrews Federal Credit Union | 4.15% | 4.15% |
| Vibrant Credit Union | 4.15% | 4.15% |
| Genisys Credit Union | 4.11% | 4.11% |
| Atlantic Union Bank | 4.05% | 4.05% |
| Academy Bank | 4.10% | 4.00% |
| FourLeaf Federal Credit Union | 4.00% | 4.00% |
| Patelco | 4.00% | 4.00% |
| Banesco | 3.95% | 3.95% |
| TFCU | 3.75% | 3.75% |
| EverBank | 3.60% | 3.60% |
| BTG Pactual US | 3.50% | 3.50% |
| First Tech Federal Credit Union | 3.45% | 3.45% |
| CIT Bank | 3.25% | 3.25% |
| Provident Credit Union | 3.20% | 3.20% |
| Chase Bank | 0.50% | 0.50% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.