Wealthfront Savings (HYSA) Rate History (2019–2026)
RateBrain has recorded 15 rate changes for Wealthfront's savings account since July 4, 2019. Its highest rate was 5.00% (Dec 2023) and its lowest 1.78% (Jan 2020). It pays 3.55% APY today, last changed on October 30, 2026. That is down 1.45 percentage points from a year ago.
Current Wealthfront savings account rate »Wealthfront rate history »Savings rate history »
Rate history chart
Now 3.55% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.00% | 3.55% | 3.55% | 4 |
| 2025 | 5.00% | 5.00% | 5.00% | 0 |
| 2024 | 5.00% | 5.00% | 5.00% | 0 |
| 2023 | 5.00% | 3.80% | 5.00% | 5 |
| 2022 | 3.80% | 1.78% | 3.80% | 1 |
| 2021 | 1.78% | 1.78% | 1.78% | 0 |
| 2020 | 1.82% | 1.78% | 1.78% | 1 |
| 2019 | 2.57% | 1.82% | 1.82% | 4 |
All 15 rate changes
| Date | APY | Change |
|---|---|---|
| October 30, 2026 | 3.55% | −0.90 |
| October 20, 2026 | 4.45% | +0.90 |
| September 26, 2026 | 3.55% | −0.65 |
| August 12, 2026 | 4.20% | −0.80 |
| December 19, 2023 | 5.00% | +0.20 |
| August 3, 2023 | 4.80% | +0.25 |
| May 6, 2023 | 4.55% | +0.25 |
| March 25, 2023 | 4.30% | +0.25 |
| February 3, 2023 | 4.05% | +0.25 |
| December 25, 2022 | 3.80% | +2.02 |
| January 16, 2020 | 1.78% | −0.04 |
| November 6, 2019 | 1.82% | −0.25 |
| September 24, 2019 | 2.07% | −0.25 |
| August 5, 2019 | 2.32% | −0.25 |
| July 4, 2019 | 2.57% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.