SFGI Direct Savings Rate History (2009–2026)
RateBrain has recorded 43 rate changes for SFGI Direct's savings account since July 25, 2009. Its highest rate was 4.26% (Jul 2023) and its lowest 0.51% (Sep 2021). It pays 3.95% APY today, last changed on November 10, 2025. That is down 0.13 percentage points from a year ago.
Current SFGI Direct savings account rate »SFGI Direct rate history »Savings rate history »
Rate history chart
Now 3.95% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.95% | 3.95% | 3.95% | 0 |
| 2025 | 4.26% | 3.95% | 3.95% | 2 |
| 2024 | 4.26% | 4.26% | 4.26% | 0 |
| 2023 | 4.26% | 3.26% | 4.26% | 4 |
| 2022 | 3.26% | 0.51% | 3.26% | 1 |
| 2021 | 0.67% | 0.51% | 0.51% | 2 |
| 2020 | 1.91% | 0.67% | 0.67% | 8 |
| 2019 | 2.27% | 1.91% | 1.91% | 3 |
| 2018 | 2.07% | 1.36% | 2.07% | 5 |
| 2017 | 1.36% | 1.06% | 1.36% | 4 |
| 2016 | 1.06% | 1.01% | 1.06% | 1 |
| 2015 | 1.01% | 1.01% | 1.01% | 0 |
| 2014 | 1.01% | 0.91% | 1.01% | 1 |
| 2013 | 0.94% | 0.86% | 0.91% | 3 |
| 2012 | 1.01% | 0.91% | 0.91% | 1 |
| 2011 | 1.41% | 1.01% | 1.01% | 5 |
| 2010 | 2.25% | 1.26% | 1.41% | 2 |
| 2009 | 2.25% | 2.25% | 2.25% | 1 |
All 43 rate changes
| Date | APY | Change |
|---|---|---|
| November 10, 2025 | 3.95% | −0.13 |
| April 12, 2025 | 4.08% | −0.18 |
| July 31, 2023 | 4.26% | +0.25 |
| May 8, 2023 | 4.01% | +0.20 |
| March 9, 2023 | 3.81% | +0.30 |
| January 27, 2023 | 3.51% | +0.25 |
| December 25, 2022 | 3.26% | +2.75 |
| September 18, 2021 | 0.51% | −0.05 |
| February 4, 2021 | 0.56% | −0.11 |
| October 21, 2020 | 0.67% | −0.14 |
| August 28, 2020 | 0.81% | −0.20 |
| July 16, 2020 | 1.01% | −0.15 |
| July 1, 2020 | 1.16% | −0.20 |
| June 2, 2020 | 1.36% | −0.20 |
| May 4, 2020 | 1.56% | −0.15 |
| March 26, 2020 | 1.71% | −0.15 |
| February 18, 2020 | 1.86% | −0.05 |
| December 27, 2019 | 1.91% | −0.16 |
| December 10, 2019 | 2.07% | −0.20 |
| January 21, 2019 | 2.27% | +0.20 |
| November 19, 2018 | 2.07% | +0.16 |
| September 20, 2018 | 1.91% | +0.10 |
| June 13, 2018 | 1.81% | +0.20 |
| April 24, 2018 | 1.61% | +0.10 |
| February 13, 2018 | 1.51% | +0.15 |
| December 28, 2017 | 1.36% | +0.05 |
| September 14, 2017 | 1.31% | +0.10 |
| August 26, 2017 | 1.21% | +0.05 |
| June 25, 2017 | 1.16% | +0.10 |
| December 30, 2016 | 1.06% | +0.05 |
| January 23, 2014 | 1.01% | +0.10 |
| November 8, 2013 | 0.91% | +0.05 |
| August 11, 2013 | 0.86% | −0.08 |
| January 8, 2013 | 0.94% | +0.03 |
| February 16, 2012 | 0.91% | −0.10 |
| October 28, 2011 | 1.01% | −0.10 |
| August 1, 2011 | 1.11% | −0.05 |
| June 28, 2011 | 1.16% | −0.05 |
| April 4, 2011 | 1.21% | −0.10 |
| February 24, 2011 | 1.31% | −0.10 |
| December 6, 2010 | 1.41% | +0.15 |
| November 18, 2010 | 1.26% | −0.99 |
| July 25, 2009 | 2.25% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.