Provident NJ Savings Rate History (2009–2026)
RateBrain has recorded 20 rate changes for Provident NJ's savings account since May 21, 2009. Its highest rate was 3.25% (May 2009) and its lowest 0.05% (Dec 2015). It pays 0.15% APY today, last changed on August 14, 2026. That is down 3.10 percentage points from a year ago.
Current Provident NJ savings account rate »Provident NJ rate history »Savings rate history »
Rate history chart
Now 0.15% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.25% | 0.15% | 0.15% | 1 |
| 2025 | 3.25% | 3.25% | 3.25% | 0 |
| 2024 | 3.25% | 3.25% | 3.25% | 0 |
| 2023 | 3.25% | 2.00% | 3.25% | 1 |
| 2022 | 2.00% | 1.51% | 2.00% | 1 |
| 2021 | 1.51% | 1.51% | 1.51% | 0 |
| 2020 | 1.51% | 1.51% | 1.51% | 0 |
| 2019 | 1.51% | 1.51% | 1.51% | 0 |
| 2018 | 1.51% | 1.51% | 1.51% | 0 |
| 2017 | 1.51% | 0.75% | 1.51% | 1 |
| 2016 | 0.75% | 0.05% | 0.75% | 1 |
| 2015 | 0.15% | 0.05% | 0.05% | 1 |
| 2014 | 0.15% | 0.15% | 0.15% | 0 |
| 2013 | 0.25% | 0.15% | 0.15% | 1 |
| 2012 | 0.30% | 0.25% | 0.25% | 1 |
| 2011 | 0.50% | 0.30% | 0.30% | 3 |
| 2010 | 1.50% | 0.50% | 0.50% | 3 |
| 2009 | 3.25% | 1.50% | 1.50% | 6 |
All 20 rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 0.15% | −3.10 |
| July 23, 2023 | 3.25% | +1.25 |
| December 25, 2022 | 2.00% | +0.49 |
| July 6, 2017 | 1.51% | +0.76 |
| January 9, 2016 | 0.75% | +0.70 |
| December 6, 2015 | 0.05% | −0.10 |
| May 22, 2013 | 0.15% | −0.10 |
| January 5, 2012 | 0.25% | −0.05 |
| August 23, 2011 | 0.30% | −0.05 |
| July 6, 2011 | 0.35% | −0.05 |
| May 3, 2011 | 0.40% | −0.10 |
| September 1, 2010 | 0.50% | −0.25 |
| April 28, 2010 | 0.75% | −0.25 |
| March 15, 2010 | 1.00% | −0.50 |
| November 2, 2009 | 1.50% | −0.50 |
| August 15, 2009 | 2.00% | −0.50 |
| July 18, 2009 | 2.50% | −0.25 |
| June 20, 2009 | 2.75% | −0.26 |
| May 26, 2009 | 3.01% | −0.24 |
| May 21, 2009 | 3.25% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.