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RateBrain

Patelco Rate History (2017–2026)

RateBrain has tracked 18 products from Patelco since Jul 2017. Its best rate in that time was 4.25% APY on its 6 Month CD in 2026.

Current Patelco rates »

Best rate by year

YearBest APYProduct
20264.25%6 Month CD
20253.50%2 Year CD
20243.50%2 Year CD
20233.50%2 Year CD
20222.50%5 Year CD
20211.50%5 Year CD
20202.10%5 Year CD
20193.10%5 Year CD
20182.25%2 Year CD
20172.10%5 Year CD

4 Month CD

Now 3.00% APY

Patelco 4 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

6 Month CD

Now 3.00% APY

Patelco 6 Month CD rate history13 rate changes since Jul 2017.0.00%1.00%2.00%3.00%4.00%5.00%201820202022202420263.00%4.25% · Sep 20260.35% · Jul 2020

7 Month CD

Now 4.25% APY

Patelco 7 Month CD rate history1 rate changes since Sep 2026.4.00%4.10%4.20%4.30%4.40%4.50%4.25%

8 Month CD

Now 4.00% APY

Patelco 8 Month CD rate history1 rate changes since Oct 2026.3.60%3.80%4.00%4.20%4.40%4.00%

1 Year CD

Now 3.00% APY

Patelco 1 Year CD rate history20 rate changes since Jul 2017.0.00%1.00%2.00%3.00%4.00%5.00%201820202022202420263.00%4.00% · Sep 20260.50% · Jul 2020

13 Month CD

Now 4.15% APY

Patelco 13 Month CD rate history2 rate changes since Sep 2026.3.60%3.80%4.00%4.20%4.40%4.15%4.15% · Oct 20264.00% · Sep 2026

21 Month CD

Now 3.00% APY

Patelco 21 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

2 Year CD

Now 3.00% APY

Patelco 2 Year CD rate history22 rate changes since Jul 2017.0.00%1.00%2.00%3.00%4.00%201820202022202420263.00%3.50% · May 20230.60% · Oct 2020

42 Month CD

Now 3.00% APY

Patelco 42 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

4 Year CD

Now 3.25% APY

Patelco 4 Year CD rate history27 rate changes since Jul 2017.0.00%1.00%2.00%3.00%4.00%201820202022202420263.25%3.25% · Sep 20260.55% · Sep 2021

5 Year CD

Now 3.50% APY

Patelco 5 Year CD rate history13 rate changes since Jul 2017.1.00%1.50%2.00%2.50%3.00%3.50%4.00%201820202022202420263.50%3.50% · Sep 20261.50% · Mar 2020

Savings Account

Now 0.05% APY

Patelco Savings Account rate history1 rate changes since Oct 2026.0.00%0.05%0.10%0.15%0.20%0.25%0.30%0.05%

Checking Account

Now 0.05% APY

Patelco Checking Account rate history3 rate changes since Sep 2026.0.00%0.10%0.20%0.30%0.40%0.05%0.10% · Oct 20260.05% · Sep 2026

Money Market Account

Now 1.00% APY

Patelco Money Market Account rate history3 rate changes since Sep 2026.0.50%1.00%1.50%2.00%2.50%3.00%1.00%2.50% · Oct 20261.00% · Sep 2026

9 Month CD (no longer offered)

Last 3.00% APY

Patelco 9 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

15 Month CD (no longer offered)

Last 3.00% APY

Patelco 15 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

30 Month CD (no longer offered)

Last 3.00% APY

Patelco 30 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

54 Month CD (no longer offered)

Last 3.25% APY

Patelco 54 Month CD rate history1 rate changes since Sep 2026.3.00%3.10%3.20%3.30%3.40%3.50%3.25%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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