Best Money Market Rates in 2026

Name: Best Money Market Rates in 2026
Creator: RateBrain

In 2026, the median money market rate RateBrain tracked was 1.53% across 96 products. The highest was 4.17% APY from Total Bank.

All years

Every Money Market rate we tracked in 2026

Bank	High	Year end
Total Bank	4.17%	4.17%
Citizens National Bank	4.11%	4.11%
American First Credit Union	4.10%	4.10%
CFG Bank	4.05%	4.05%
Dayspring Bank	4.05%	4.05%
Zynlo Bank	4.05%	4.05%
UFB Direct	4.01%	4.01%
Bank5 Connect	4.00%	4.00%
EverBank	4.00%	4.00%
Climate First Bank	3.96%	3.96%
OptimumBank	3.90%	3.90%
Prime Alliance Bank	3.90%	3.90%
Vault.Bank	3.88%	3.88%
Generations Bank	3.86%	3.86%
Patriot Bank	3.85%	3.85%
Ridgewood Savings Bank	3.85%	3.85%
mph.bank	3.76%	3.76%
Blue Federal Credit Union	3.75%	3.75%
HUSTL Financial	3.75%	3.75%
Merchants Bank of Indiana	3.75%	3.75%
Endeavor Bank	3.67%	3.67%
Sallie Mae	3.60%	3.60%
SmartyPig	3.60%	3.60%
Virtual Bank	3.51%	3.51%
BTG Pactual US	3.50%	3.50%
Golden State Bank	3.50%	3.50%
HealthcareBank	3.40%	3.40%
Heritage Bank	3.40%	3.40%
Vibrant Credit Union	3.38%	3.38%
First National Bank of Brookfield	3.30%	3.30%
Alpine Capital Bank	3.25%	3.25%
WSB Digital	3.19%	3.19%
First Foundation Bank	3.02%	3.02%
Goldwater Bank	3.00%	3.00%
Texas Capital Bank	2.29%	2.29%
Self Help Credit Union	2.22%	2.22%
Locality Bank	2.75%	2.20%
EagleBank	2.18%	2.18%
Harborstone Credit Union	3.96%	2.01%
City First Bank	2.00%	2.00%
ConnectOne Bank	2.15%	2.00%
Quaint Oak Bank	2.00%	2.00%
Synchrony Bank	2.00%	2.00%
Andrews Federal Credit Union	1.80%	1.80%
Digital Federal Credit Union	1.71%	1.71%
Latino Community Credit Union	1.60%	1.60%
Apple Federal Credit Union	1.55%	1.55%
CIT Bank	1.55%	1.55%
Genisys Credit Union	1.51%	1.51%
Androscoggin Bank	1.50%	1.50%
Space Coast Credit Union	1.50%	1.50%
Signature Federal Credit Union	1.25%	1.25%
All In Credit Union	1.11%	1.11%
Navy Federal Credit Union	1.10%	1.10%
DR Bank	1.05%	1.05%
KS StateBank	1.00%	1.00%
Lake Michigan Credit Union	1.00%	1.00%
Patelco	2.50%	1.00%
Sharonview Federal Credit Union	0.75%	0.75%
United Republic Bank	3.65%	0.75%
Riverland Credit Union	0.65%	0.65%
Provident Credit Union	0.61%	0.61%
HAB Bank	0.60%	0.60%
Abound Credit Union	0.55%	0.55%
Service Credit Union	0.55%	0.55%
American State Bank	3.57%	0.50%
Carver Federal Savings Bank	0.50%	0.50%
Davis Trust Company	0.50%	0.50%
WECU	0.50%	0.50%
Northpointe Bank	0.35%	0.35%
UNCLE Credit Union	3.15%	0.30%
Bank of Utah	0.25%	0.25%
First Bank of the Lake	0.25%	0.25%
GiantBank	0.25%	0.25%
Global Credit Union	2.00%	0.25%
HOPE Credit Union	0.25%	0.25%
InTouch Credit Union	0.25%	0.25%
Justice Federal Credit Union	0.25%	0.25%
CFBank	0.20%	0.20%
RBC Bank	0.20%	0.20%
Sterling Federal Bank	0.20%	0.20%
USALLIANCE Financial	0.20%	0.20%
Atlantic Union Bank	0.15%	0.15%
Ponce Bank	4.11%	0.15%
Provident NJ	0.15%	0.15%
First Mid Bank & Trust	3.85%	0.10%
FourLeaf Federal Credit Union	0.10%	0.10%
Great Lakes Credit Union	2.50%	0.10%
Salem Five	0.10%	0.10%
Lafayette Federal Credit Union	0.05%	0.05%
Langley Federal Credit Union	0.05%	0.05%
OMB Bank	0.05%	0.05%
Raymond James Bank	0.05%	0.05%
OceanFirst Bank	0.03%	0.03%
Austin Capital Bank	0.02%	0.02%
US Bank	0.01%	0.01%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.