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RateBrain

Citibank Rate History (2009–2026)

RateBrain has tracked 19 products from Citibank since May 2009. Its best rate in that time was 4.25% APY on its 1 Year CD in 2026.

Current Citibank rates »

Best rate by year

YearBest APYProduct
20264.25%1 Year CD
20252.00%5 Year CD
20242.50%5 Year CD
20232.50%5 Year CD
20222.00%5 Year CD
20211.50%Savings
20201.50%Savings
20191.50%5 Year CD
20181.50%5 Year CD
20171.50%Savings
20161.50%Savings
20151.50%Savings
20141.50%Savings
20131.50%Savings
20121.50%Savings
20112.00%5 Year CD
20102.50%5 Year CD
20093.50%5 Year CD

3 Month CD

Now 0.05% APY

Citibank 3 Month CD rate history1 rate changes since Oct 2026.0.00%0.05%0.10%0.15%0.20%0.25%0.30%0.05%

5 Month CD

Now 2.50% APY

Citibank 5 Month CD rate history1 rate changes since Sep 2026.2.20%2.30%2.40%2.50%2.60%2.70%2.80%2.50%

6 Month CD

Now 2.00% APY

Citibank 6 Month CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

7 Month CD

Now 4.00% APY

Citibank 7 Month CD rate history1 rate changes since Sep 2026.3.60%3.80%4.00%4.20%4.40%4.00%

8 Month CD

Now 2.00% APY

Citibank 8 Month CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

9 Month CD

Now 2.00% APY

Citibank 9 Month CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

10 Month CD

Now 0.05% APY

Citibank 10 Month CD rate history1 rate changes since Sep 2026.0.00%0.05%0.10%0.15%0.20%0.25%0.30%0.05%

11 Month CD

Now 0.05% APY

Citibank 11 Month CD rate history1 rate changes since Sep 2026.0.00%0.05%0.10%0.15%0.20%0.25%0.30%0.05%

1 Year CD

Now 4.25% APY

Citibank 1 Year CD rate history1 rate changes since Sep 2026.4.00%4.10%4.20%4.30%4.40%4.50%4.25%

13 Month CD

Now 2.00% APY

Citibank 13 Month CD rate history1 rate changes since Oct 2026.1.60%1.80%2.00%2.20%2.40%2.00%

14 Month CD

Now 0.10% APY

Citibank 14 Month CD rate history1 rate changes since Oct 2026.0.00%0.10%0.20%0.30%0.40%0.10%

15 Month CD

Now 2.00% APY

Citibank 15 Month CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

18 Month CD

Now 2.00% APY

Citibank 18 Month CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

2 Year CD

Now 2.00% APY

Citibank 2 Year CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

30 Month CD

Now 0.50% APY

Citibank 30 Month CD rate history1 rate changes since Oct 2026.0.20%0.30%0.40%0.50%0.60%0.70%0.80%0.50%

3 Year CD

Now 2.00% APY

Citibank 3 Year CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

4 Year CD

Now 2.00% APY

Citibank 4 Year CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

5 Year CD

Now 2.00% APY

Citibank 5 Year CD rate history44 rate changes since Sep 2009.0.00%1.00%2.00%3.00%4.00%2010201320162019202220252.00%3.50% · Sep 20090.15% · Nov 2020

Savings (no longer offered)

Last 1.50% APY

Citibank Savings rate history2 rate changes since May 2009.1.20%1.40%1.60%1.80%2.00%2010201320162019202220251.50%1.65% · May 20091.50% · May 2009

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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