Able Banking Savings (HYSA) Rate History (2014–2026)
RateBrain has recorded 18 rate changes for Able Banking's savings account since July 1, 2014. Its highest rate was 5.15% (Jul 2024) and its lowest 0.10% (Oct 2021). It pays 3.75% APY today, last changed on October 16, 2026. That is down 1.40 percentage points from a year ago.
Current Able Banking savings account rate »Able Banking rate history »Savings rate history »
Rate history chart
Now 3.75% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 5.15% | 2.75% | 3.75% | 2 |
| 2025 | 5.15% | 5.15% | 5.15% | 0 |
| 2024 | 5.15% | 0.10% | 5.15% | 1 |
| 2023 | 0.10% | 0.10% | 0.10% | 0 |
| 2022 | 0.10% | 0.10% | 0.10% | 0 |
| 2021 | 0.50% | 0.10% | 0.10% | 1 |
| 2020 | 1.85% | 0.50% | 0.50% | 8 |
| 2019 | 1.85% | 1.85% | 1.85% | 0 |
| 2018 | 1.85% | 1.30% | 1.85% | 2 |
| 2017 | 1.30% | 1.00% | 1.30% | 1 |
| 2016 | 1.00% | 1.00% | 1.00% | 0 |
| 2015 | 1.00% | 1.00% | 1.00% | 0 |
| 2014 | 1.02% | 0.80% | 1.00% | 3 |
All 18 rate changes
| Date | APY | Change |
|---|---|---|
| October 16, 2026 | 3.75% | +1.00 |
| August 10, 2026 | 2.75% | −2.40 |
| July 13, 2024 | 5.15% | +5.05 |
| October 15, 2021 | 0.10% | −0.40 |
| December 4, 2020 | 0.50% | −0.10 |
| September 3, 2020 | 0.60% | −0.20 |
| August 25, 2020 | 0.80% | −0.10 |
| August 5, 2020 | 0.90% | −0.15 |
| July 1, 2020 | 1.05% | −0.20 |
| May 18, 2020 | 1.25% | −0.15 |
| April 8, 2020 | 1.40% | −0.30 |
| March 5, 2020 | 1.70% | −0.15 |
| July 16, 2018 | 1.85% | +0.15 |
| January 17, 2018 | 1.70% | +0.40 |
| June 4, 2017 | 1.30% | +0.30 |
| November 24, 2014 | 1.00% | −0.02 |
| October 6, 2014 | 1.02% | +0.22 |
| July 1, 2014 | 0.80% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.