Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 3 Year CD Rates


 Available Nationwide, Government Insured - December 3, 2016, 11:44 am PT

Bank Type APY Actions Last
Checked
EverBank 1.62%

(up from 1.60%)
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Nov 7
(26 days ago)

Capital One 360 1.60%

(up from 1.10%)
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Nov 12
(21 days ago)

Sallie Mae 1.60%

(up from 1.45%)
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Nov 7
(26 days ago)

E-LOAN 1.60%

(up from 1.55%)
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Nov 7
(26 days ago)

Virtual Bank 1.56%

(up from 1.36%)
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Nov 7
(26 days ago)

Melrose Credit Union 1.56%

(down from 1.66%)
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Nov 7
(26 days ago)




`
Bank Type APY Actions Last
Checked
Synchrony Bank 1.50%

(up from 1.35%)
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Nov 29
(4 days ago)

Discover Bank 1.50%

(up from 1.45%)
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Nov 5
(28 days ago)

Barclays Bank 1.50%

(down from 1.55%)
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Nov 29
(4 days ago)

Quaint Oak Bank 1.50%

(up from 1.45%)
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Nov 7
(26 days ago)

Academy Bank 1.40%

(up from 1.15%)
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Nov 29
(4 days ago)

Riverland Credit Union 1.35%

(up from 1.00%)
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Nov 29
(4 days ago)




`
Bank Type APY Actions Last
Checked
Colorado Federal Savings Bank 1.35%

(down from 1.60%)
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Nov 5
(28 days ago)

MidFirst Direct 1.35%

(down from 1.40%)
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Mar 5
(Today)

CIT Bank 1.30%

(down from 1.35%)
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Nov 7
(26 days ago)

Fort Knox Credit Union 1.30%

(up from 1.25%)
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Nov 7
(26 days ago)

Gulf Coast Bank 1.30%

(up from 1.10%)
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Nov 12
(21 days ago)

American Express 1.25%

(up from 0.90%)
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Nov 7
(26 days ago)

Goldwater Bank 1.20%

(up from 1.15%)
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Nov 7
(26 days ago)

Williamstown Savings Bank 1.15%

(up from 1.00%)
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Nov 29
(4 days ago)

Ameriprise Bank 1.15%

(up from 1.10%)
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Dec 3
(Today)

Nat'l Bank of Kansas City 1.10%

(up from 1.00%)
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Nov 12
(21 days ago)

Dime Savings Bank 1.01%

(up from 1.00%)
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Nov 12
(21 days ago)

The Union Bank 0.95%

(up from 0.85%)
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Nov 7
(26 days ago)

USAA 0.91%

(down from 0.96%)
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Nov 7
(26 days ago)



`
Bank Type APY Actions Last
Checked
Able Banking 0.90% -

(steady @ 0.90%)
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Oct 26
(7 days ago)

Cardinal Bank 0.90%

(down from 1.26%)
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Nov 7
(26 days ago)

First City Bank 0.85%

(down from 1.10%)
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Nov 29
(4 days ago)

First National Community Bank 0.70%

(up from 0.40%)
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Nov 7
(26 days ago)

Seacoast Commerce Bank 0.65%

(down from 1.35%)
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Nov 29
(4 days ago)

New Dominion Direct 0.50%

(down from 0.75%)
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Nov 5
(28 days ago)

iGoBanking.com 0.35%

(down from 1.70%)
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Dec 3
(Today)

Bank of America 0.12%

(down from 0.20%)
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Dec 3
(Today)

Charles Schwab Bank 0.03%

(down from 0.25%)
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Oct 26
(7 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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