Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 3 Year CD Rates


 Available Nationwide, Government Insured - August 31, 2016, 7:13 am PT

Bank Type APY Actions Last
Checked
Sallie Mae 1.60%

(up from 1.45%)
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Aug 13
(17 days ago)

Colorado Federal Savings Bank 1.60%

(up from 1.40%)
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Aug 22
(8 days ago)

Melrose Credit Union 1.56%

(down from 1.66%)
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Aug 27
(3 days ago)

E-LOAN 1.55%

(down from 1.75%)
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Aug 22
(8 days ago)

Barclays Bank 1.55%

(up from 1.45%)
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Aug 15
(15 days ago)

Discover Bank 1.50%

(up from 1.45%)
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Aug 27
(3 days ago)




`
Bank Type APY Actions Last
Checked
Synchrony Bank 1.50%

(up from 1.35%)
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Aug 22
(8 days ago)

Quaint Oak Bank 1.45%

(down from 1.50%)
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Aug 10
(20 days ago)

Academy Bank 1.40%

(up from 1.15%)
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Aug 20
(10 days ago)

EverBank 1.40%

(up from 1.26%)
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Aug 15
(15 days ago)

Virtual Bank 1.36%

(up from 1.21%)
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Aug 13
(17 days ago)

CIT Bank 1.35%

(down from 1.50%)
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Aug 20
(10 days ago)




`
Bank Type APY Actions Last
Checked
Riverland Credit Union 1.35%

(up from 1.00%)
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Aug 15
(15 days ago)

MidFirst Direct 1.35%

(down from 1.40%)
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Mar 5
(27 days ago)

American Express 1.25%

(up from 0.90%)
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Aug 27
(3 days ago)

Fort Knox Credit Union 1.25%

(up from 1.15%)
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Aug 20
(10 days ago)

Goldwater Bank 1.20%

(up from 1.15%)
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Aug 10
(20 days ago)

Williamstown Savings Bank 1.15%

(up from 1.00%)
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Aug 10
(20 days ago)

Gulf Coast Bank 1.10%

(down from 1.15%)
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Aug 10
(20 days ago)

Nat'l Bank of Kansas City 1.10%

(up from 1.00%)
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Aug 20
(10 days ago)

Ameriprise Bank 1.10%

(up from 1.05%)
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Jul 30
(Today)

Capital One 360 1.10%

(down from 1.50%)
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Aug 15
(15 days ago)

Dime Savings Bank 1.01%

(up from 1.00%)
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Aug 20
(10 days ago)

The Union Bank 0.95%

(up from 0.85%)
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Jul 30
(Today)

USAA 0.91%

(down from 0.96%)
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Aug 6
(24 days ago)



`
Bank Type APY Actions Last
Checked
Able Banking 0.90% -

(steady @ 0.90%)
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Aug 10
(20 days ago)

Cardinal Bank 0.90%

(down from 1.26%)
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Aug 13
(17 days ago)

First City Bank 0.85%

(down from 1.10%)
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Aug 15
(15 days ago)

First National Community Bank 0.70%

(up from 0.40%)
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Aug 6
(24 days ago)

Seacoast Commerce Bank 0.65%

(down from 1.35%)
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Aug 10
(20 days ago)

New Dominion Direct 0.50%

(down from 0.75%)
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Aug 6
(24 days ago)

iGoBanking.com 0.35%

(down from 1.70%)
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Aug 10
(20 days ago)

Bank of America 0.12%

(down from 0.20%)
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Aug 10
(20 days ago)

Charles Schwab Bank 0.03%

(down from 0.25%)
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Aug 10
(20 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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