Get Our Free Weekly Top 5 Bank Rates Email
Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 3 Year CD Rates (Certificate of Deposit). Compare the Best 3 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
Android Text Messages from PC. SMS from your computer.
Best Audio Podcast Clips (PodClips)
Best CD rates - RateBrain Blog
Top 10 Videos
Credit Union CD Rates
Best 3 Year CD Rates
Available Nationwide, Government Insured - April 16, 2024, 3:41 pm PT
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Valley Direct | 3 Year CD | 5.60% - (steady @ 5.60%) |
 Email this rate »
 Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| TAB Bank | 3 Year CD | 5.27% ↑ (up from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Feb 16 (Yesterday) | |
|
|
|||||
| BMO Alto | 3 Year CD | 5.10% ↑ (up from 4.50%) |
Email this rate »
Get Rate Alerts »
|
Nov 15 (2 days ago) | |
|
|
|||||
| Popular Direct | 3 Year CD | 4.55% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (11 days ago) | |
|
|
|||||
| CFG Bank | 3 Year CD | 4.55% ↑ (up from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| Newtek Bank | 3 Year CD | 4.50% ↑ (up from 2.00%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (27 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Goldwater Bank | 3 Year CD | 4.50% ↑ (up from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (27 days ago) | |
|
|
|||||
| Colorado Federal Savings Bank | 3 Year CD | 4.45% ↑ (up from 4.35%) |
Email this rate »
Get Rate Alerts »
|
Oct 30 (18 days ago) | |
|
|
|||||
| Bread Financial | 3 Year CD | 4.40% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Dec 25 (23 days ago) | |
|
|
|||||
| Marcus (Goldman Sachs Bank) | 3 Year CD | 4.40% ↑ (up from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Dec 25 (23 days ago) | |
|
|
|||||
| Quontic Bank | 3 Year CD | 4.40% ↑ (up from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Dec 29 (19 days ago) | |
|
|
|||||
| PenFed Credit Union | 3 Year CD | 4.30% ↑ (up from 4.10%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (27 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Apple Federal Credit Union | 3 Year CD | 4.30% ↑ (up from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| EverBank | 3 Year CD | 4.20% ↑ (up from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 14 (2 days ago) | |
|
|
|||||
| Synchrony Bank | 3 Year CD | 4.15% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (Yesterday) | |
|
|
|||||
| Capital One 360 | 3 Year CD | 4.10% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (11 days ago) | |
|
|
|||||
| Self Help Credit Union | 3 Year CD | 4.08% ↓ (down from 4.65%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (11 days ago) | |
|
|
|||||
| Riverland Credit Union | 3 Year CD | 4.00% ↑ (up from 3.80%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (21 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Quaint Oak Bank | 3 Year CD | 4.00% ↓ (down from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (11 days ago) | |
|
|
|||||
| Sallie Mae | 3 Year CD | 4.00% ↓ (down from 4.40%) |
Email this rate »
Get Rate Alerts »
|
Jan 22 (26 days ago) | |
|
|
|||||
| Ally Bank | 3 Year CD | 4.00% ↓ (down from 4.15%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (Yesterday) | |
|
|
|||||
| Merchants Bank of Indiana | 3 Year CD | 3.98% - (steady @ 3.98%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| BAC Florida | 3 Year CD | 3.98% ↓ (down from 4.18%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (10 days ago) | |
|
|
|||||
| Ameriprise Bank | 3 Year CD | 3.80% ↓ (down from 4.80%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (21 days ago) | |
|
|
|||||
| Virtual Bank | 3 Year CD | 3.77% ↑ (up from 1.05%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (20 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Discover Bank | 3 Year CD | 3.75% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 14 (2 days ago) | |
|
|
|||||
| TFCU (formerly Melrose Credit Union) | 3 Year CD | 3.75% ↑ (up from 3.25%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (Yesterday) | |
|
|
|||||
| Gulf Coast Bank | 3 Year CD | 3.75% ↓ (down from 4.15%) |
Email this rate »
Get Rate Alerts »
|
Oct 30 (18 days ago) | |
|
|
|||||
| Total Direct Bank | 3 Year CD | 3.56% - (steady @ 3.56%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (27 days ago) | |
|
|
|||||
| Androscoggin Bank | 3 Year CD | 3.56% ↑ (up from 2.78%) |
Email this rate »
Get Rate Alerts »
|
Mar 18 (29 days ago) | |
|
|
|||||
| Barclays Bank | 3 Year CD | 3.50% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (21 days ago) | |
|
|
|||||
| Able Banking | 3 Year CD | 3.50% ↑ (up from 0.15%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (20 days ago) | |
|
|
|||||
| Vio Bank | 3 Year CD | 3.50% ↑ (up from 0.45%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (20 days ago) | |
|
|
|||||
| Abound Credit Union | 3 Year CD | 3.50% ↑ (up from 3.00%) |
Email this rate »
Get Rate Alerts »
|
Oct 30 (18 days ago) | |
|
|
|||||
| Citizens Access | 3 Year CD | 3.35% ↑ (up from 3.15%) |
Email this rate »
Get Rate Alerts »
|
Dec 18 (Today) | |
|
|
|||||
| Nat'l Bank of Kansas City | 3 Year CD | 3.25% ↑ (up from 3.04%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (27 days ago) | |
|
|
|||||
| Ivy Bank | 3 Year CD | 3.25% - (steady @ 3.25%) |
Email this rate »
Get Rate Alerts »
|
Dec 30 (18 days ago) | |
|
|
|||||
| CD Bank | 3 Year CD | 3.05% ↑ (up from 2.71%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (11 days ago) | |
|
|
|||||
| Academy Bank | 3 Year CD | 3.03% ↑ (up from 2.52%) |
Email this rate »
Get Rate Alerts »
|
Mar 18 (29 days ago) | |
|
|
|||||
| American Express | 3 Year CD | 3.00% ↑ (up from 1.15%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (10 days ago) | |
|
|
|||||
| USAA | 3 Year CD | 2.75% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 14 (2 days ago) | |
|
|
|||||
| Mountain One Bank | 3 Year CD | 1.75% ↑ (up from 1.35%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (11 days ago) | |
|
|
|||||
| First Command Bank | 3 Year CD | 1.10% ↑ (up from 1.05%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| First National Community Bank | 3 Year CD | 0.60% ↑ (up from 0.50%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| Banesco | 3 Year CD | 0.55% ↑ (up from 0.40%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (11 days ago) | |
|
|
|||||
| CIT Bank | 3 Year CD | 0.40% ↓ (down from 0.55%) |
Email this rate »
Get Rate Alerts »
|
Mar 13 (3 days ago) | |
|
|
|||||
| MidFirst Direct | 3 Year CD | 0.30% ↓ (down from 1.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (Yesterday) | |
|
|
|||||
| Bank of America | 3 Year CD | 0.03% ↓ (down from 0.08%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (27 days ago) | |
|
|
|||||
Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
Contact Us
