Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 1 Year CD Rates


 Available Nationwide, Government Insured - July 27, 2017, 3:27 pm PT

Bank Type APY Actions Last
Checked
Popular Direct (E-Loan) 1.55%

(up from 1.30%)
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Jul 24
(3 days ago)

EverBank 1.52%

(up from 1.50%)
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Jul 26
(Yesterday)

State Bank of India 1.51%

(up from 1.41%)
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Jul 12
(15 days ago)

Sallie Mae 1.50%

(up from 1.40%)
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Jul 26
(Yesterday)

Connexus Credit Union 1.50%

(up from 1.10%)
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Jul 19
(8 days ago)

BAC Florida 1.47%

(up from 1.45%)
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Jul 12
(15 days ago)




`
Bank Type APY Actions Last
Checked
Virtual Bank 1.46%

(up from 1.34%)
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Jul 26
(Yesterday)

Barclays Bank 1.45%

(up from 1.40%)
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Jul 19
(8 days ago)

Nationwide Bank 1.41%

(up from 1.00%)
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Jul 19
(8 days ago)

Melrose Credit Union 1.41%

(up from 1.21%)
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Jul 19
(8 days ago)

Synchrony Bank 1.40%

(up from 1.35%)
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Jul 24
(3 days ago)

Goldman Sachs Bank 1.40% -

(steady @ 1.40%)
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Jul 12
(15 days ago)




`
Bank Type APY Actions Last
Checked
Able Banking 1.40%

(up from 0.65%)
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Jul 19
(8 days ago)

PurePoint 1.35%

(down from 1.40%)
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Jul 24
(3 days ago)

Goldwater Bank 1.35%

(up from 1.07%)
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Jul 24
(3 days ago)

Ally Bank 1.35%

(up from 1.30%)
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Jul 19
(8 days ago)

Alostar Bank of Commerce 1.35%

(up from 1.23%)
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Jul 19
(8 days ago)

Discover Bank 1.35%

(up from 1.25%)
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Jul 26
(Yesterday)

Colorado Federal Savings Bank 1.35%

(up from 1.25%)
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Jul 12
(15 days ago)

Alliant Credit Union 1.35%

(up from 1.20%)
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Jul 12
(15 days ago)

CIT Bank 1.32%

(up from 1.22%)
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Jul 19
(8 days ago)

Quaint Oak Bank 1.25%

(up from 1.10%)
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Jul 19
(8 days ago)

Ameriprise Bank 1.10%

(up from 1.05%)
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Jul 19
(8 days ago)

Self Help Credit Union 1.06%

(up from 0.80%)
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Jul 24
(3 days ago)

Bank5 Connect 1.00% -

(steady @ 1.00%)
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Jul 24
(3 days ago)



`
Bank Type APY Actions Last
Checked
Palladian Bank 1.00%

(down from 1.10%)
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Jul 6
(21 days ago)

Academy Bank 1.00%

(up from 0.75%)
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Jul 26
(Yesterday)

Academy Bank 1.00%

(up from 0.75%)
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Jul 26
(Yesterday)

Bank of Hope 1.00%

(up from 0.80%)
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Jul 12
(15 days ago)

HSBC Advance 0.95%

(up from 0.01%)
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Jul 12
(15 days ago)

Capital One 360 0.90%

(down from 1.30%)
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Jul 12
(15 days ago)

New Dominion Direct 0.85%

(up from 0.60%)
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Jul 19
(8 days ago)

Riverland Credit Union 0.85%

(up from 0.55%)
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Jul 7
(20 days ago)

Southeast Financial CU 0.75%

(up from 0.70%)
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Jul 26
(Yesterday)

MidFirst Direct 0.75%

(down from 0.95%)
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Mar 2
(27 days ago)

Patelco 0.75% -

(steady @ 0.75%)
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Jul 6
(21 days ago)

The Union Bank 0.60%

(down from 0.70%)
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Jul 12
(15 days ago)

American Express 0.55%

(down from 0.90%)
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Jul 19
(8 days ago)

Fort Knox Credit Union 0.55%

(up from 0.50%)
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Jul 26
(Yesterday)

First City Bank 0.50%

(down from 0.75%)
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Jul 24
(3 days ago)

Mountain One Bank 0.50%

(down from 0.60%)
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Jul 7
(20 days ago)

Geauga Savings Bank 0.30%

(down from 0.35%)
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Jul 26
(Yesterday)

Seacoast Commerce Bank 0.30%

(down from 0.50%)
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Jul 19
(8 days ago)

Gulf Coast Bank 0.25%

(up from 0.20%)
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Jul 6
(21 days ago)

State Farm Bank 0.10%

(down from 0.15%)
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Jul 19
(8 days ago)

Flagstar Direct 0.10%

(down from 0.40%)
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Jul 19
(8 days ago)

Bank of America 0.05%

(down from 0.08%)
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Jul 12
(15 days ago)

Charles Schwab Bank 0.03%

(down from 0.10%)
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Jul 26
(Yesterday)

H&R Block Bank 0.03%

(down from 0.30%)
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Mar 2
(27 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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