Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 1 Year CD Rates


 Available Nationwide, Government Insured - April 24, 2017, 1:56 pm PT

Bank Type APY Actions Last
Checked
Connexus Credit Union 1.50%

(up from 1.10%)
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Apr 20
(4 days ago)

Virtual Bank 1.46%

(up from 1.34%)
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Apr 20
(4 days ago)

State Bank of India 1.41%

(up from 1.36%)
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Apr 20
(4 days ago)

Melrose Credit Union 1.41%

(up from 1.21%)
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Apr 20
(4 days ago)

PurePoint 1.40% -

(steady @ 1.40%)
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Apr 20
(4 days ago)

EverBank 1.35%

(down from 1.45%)
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Apr 19
(5 days ago)




`
Bank Type APY Actions Last
Checked
Alostar Bank of Commerce 1.35%

(up from 1.23%)
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Apr 21
(3 days ago)

Synchrony Bank 1.35%

(up from 1.25%)
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Apr 21
(3 days ago)

Sallie Mae 1.35%

(up from 1.25%)
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Apr 20
(4 days ago)

CIT Bank 1.32%

(up from 1.22%)
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Apr 20
(4 days ago)

Ally Bank 1.30%

(up from 1.05%)
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Apr 20
(4 days ago)

Capital One 360 1.30%

(up from 0.90%)
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Apr 21
(3 days ago)




`
Bank Type APY Actions Last
Checked
E-LOAN 1.28%

(up from 1.15%)
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Apr 21
(3 days ago)

Discover Bank 1.25%

(up from 1.15%)
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Apr 20
(4 days ago)

Colorado Federal Savings Bank 1.25%

(down from 1.30%)
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Apr 20
(4 days ago)

Barclays Bank 1.20%

(down from 1.25%)
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Apr 19
(5 days ago)

Alliant Credit Union 1.15%

(up from 1.10%)
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Apr 20
(4 days ago)

Goldwater Bank 1.07%

(up from 0.95%)
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Apr 19
(5 days ago)

Self Help Credit Union 1.06%

(up from 0.80%)
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Apr 20
(4 days ago)

Ameriprise Bank 1.00%

(down from 1.05%)
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Apr 20
(4 days ago)

Bank5 Connect 1.00% -

(steady @ 1.00%)
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Apr 21
(3 days ago)

Palladian Bank 1.00%

(down from 1.10%)
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Apr 20
(4 days ago)

Bank of Hope 1.00%

(up from 0.80%)
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Apr 21
(3 days ago)

Quaint Oak Bank 0.95%

(up from 0.90%)
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Apr 19
(5 days ago)

HSBC Advance 0.95%

(up from 0.01%)
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Apr 21
(3 days ago)



`
Bank Type APY Actions Last
Checked
Nationwide Bank 0.90%

(up from 0.78%)
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Apr 21
(3 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Apr 21
(3 days ago)

Southeast Financial CU 0.75%

(up from 0.70%)
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Apr 18
(6 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Apr 19
(5 days ago)

MidFirst Direct 0.75%

(down from 0.95%)
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Mar 2
(22 days ago)

Able Banking 0.65%

(down from 1.10%)
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Apr 19
(5 days ago)

New Dominion Direct 0.60%

(down from 0.65%)
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Apr 19
(5 days ago)

The Union Bank 0.60%

(down from 0.70%)
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Apr 20
(4 days ago)

Fort Knox Credit Union 0.55%

(up from 0.50%)
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Apr 20
(4 days ago)

American Express 0.55%

(down from 0.90%)
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Apr 21
(3 days ago)

Riverland Credit Union 0.55%

(up from 0.50%)
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Apr 19
(5 days ago)

First City Bank 0.50%

(down from 0.75%)
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Apr 20
(4 days ago)

Williamstown Savings Bank 0.50%

(down from 0.60%)
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Apr 21
(3 days ago)

Geauga Savings Bank 0.30%

(down from 0.35%)
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Apr 21
(3 days ago)

Seacoast Commerce Bank 0.30%

(down from 0.50%)
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Apr 19
(5 days ago)

Gulf Coast Bank 0.20%

(down from 1.05%)
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Apr 19
(5 days ago)

State Farm Bank 0.10%

(down from 0.15%)
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Apr 14
(10 days ago)

Flagstar Direct 0.10%

(down from 0.40%)
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Apr 20
(4 days ago)

Bank of America 0.05%

(down from 0.08%)
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Apr 20
(4 days ago)

Charles Schwab Bank 0.03%

(down from 0.10%)
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Apr 20
(4 days ago)

H&R Block Bank 0.03%

(down from 0.30%)
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Mar 2
(22 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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