Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 1 Year CD Rates


 Available Nationwide, Government Insured - September 28, 2016, 3:10 pm PT

Bank Type APY Actions Last
Checked
E-LOAN 1.30%

(up from 1.26%)
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Sep 24
(4 days ago)

State Bank of India 1.26%

(up from 1.19%)
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Sep 18
(10 days ago)

Synchrony Bank 1.25%

(up from 1.23%)
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Sep 6
(22 days ago)

Colorado Federal Savings Bank 1.25%

(down from 1.30%)
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Sep 18
(10 days ago)

Sallie Mae 1.25%

(up from 1.15%)
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Sep 24
(4 days ago)

CIT Bank 1.22%

(down from 1.25%)
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Sep 18
(10 days ago)




`
Bank Type APY Actions Last
Checked
Melrose Credit Union 1.21%

(down from 1.26%)
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Sep 18
(10 days ago)

EverBank 1.21%

(up from 1.10%)
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Sep 18
(10 days ago)

Barclays Bank 1.20%

(down from 1.25%)
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Sep 18
(10 days ago)

Virtual Bank 1.16%

(up from 1.00%)
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Sep 16
(12 days ago)

Alliant Credit Union 1.15%

(up from 1.10%)
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Sep 18
(10 days ago)

Discover Bank 1.15%

(up from 1.00%)
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Sep 6
(22 days ago)




`
Bank Type APY Actions Last
Checked
Connexus Credit Union 1.10%

(down from 1.50%)
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Sep 18
(10 days ago)

Goldwater Bank 1.07%

(up from 0.95%)
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Sep 18
(10 days ago)

Self Help Credit Union 1.06%

(up from 0.80%)
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Sep 6
(22 days ago)

Alostar Bank of Commerce 1.05%

(down from 1.20%)
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Sep 10
(18 days ago)

Ally Bank 1.05%

(up from 1.00%)
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Sep 17
(11 days ago)

Palladian Bank 1.00%

(down from 1.10%)
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Sep 18
(10 days ago)

Bank5 Connect 1.00% -

(steady @ 1.00%)
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Sep 10
(18 days ago)

HSBC Advance 0.95%

(up from 0.01%)
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Sep 18
(10 days ago)

Nationwide Bank 0.91%

(down from 1.05%)
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Sep 6
(22 days ago)

Quaint Oak Bank 0.90%

(down from 1.00%)
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Sep 6
(22 days ago)

Capital One 360 0.90%

(up from 0.75%)
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Sep 10
(18 days ago)

Gulf Coast Bank 0.80%

(up from 0.75%)
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Sep 18
(10 days ago)

Ameriprise Bank 0.80%

(down from 0.85%)
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Sep 18
(10 days ago)



`
Bank Type APY Actions Last
Checked
Wilshire State Bank 0.80%

(down from 0.85%)
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Sep 18
(10 days ago)

MidFirst Direct 0.75%

(down from 0.95%)
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Mar 2
(29 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Sep 18
(10 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Sep 18
(10 days ago)

Able Banking 0.65%

(down from 1.10%)
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Sep 18
(10 days ago)

The Union Bank 0.60%

(down from 0.70%)
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Sep 17
(11 days ago)

New Dominion Direct 0.60%

(down from 0.65%)
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Sep 18
(10 days ago)

Fort Knox Credit Union 0.55%

(up from 0.50%)
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Sep 18
(10 days ago)

American Express 0.55%

(down from 0.90%)
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Sep 24
(4 days ago)

Riverland Credit Union 0.55%

(up from 0.50%)
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Sep 18
(10 days ago)

Southeast Financial CU 0.55%

(up from 0.40%)
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Sep 6
(22 days ago)

Williamstown Savings Bank 0.50%

(down from 0.60%)
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Sep 6
(22 days ago)

First City Bank 0.50%

(down from 0.75%)
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Sep 18
(10 days ago)

Geauga Savings Bank 0.35%

(down from 0.40%)
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Sep 18
(10 days ago)

Seacoast Commerce Bank 0.30%

(down from 0.50%)
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Sep 10
(18 days ago)

Flagstar Direct 0.10%

(down from 0.40%)
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Sep 24
(4 days ago)

State Farm Bank 0.10%

(down from 0.15%)
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Sep 18
(10 days ago)

Bank of America 0.05%

(down from 0.08%)
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Sep 18
(10 days ago)

H&R Block Bank 0.03%

(down from 0.30%)
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Mar 2
(29 days ago)

Charles Schwab Bank 0.03%

(down from 0.10%)
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Sep 18
(10 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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