Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.







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Best 1 Year CD Rates


 Available Nationwide, Government Insured - August 26, 2016, 7:51 pm PT

Bank Type APY Actions Last
Checked
State Bank of India 1.26%

(up from 1.19%)
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Aug 10
(16 days ago)

E-LOAN 1.26%

(down from 1.30%)
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Aug 13
(13 days ago)

Melrose Credit Union 1.26%

(up from 1.05%)
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Aug 22
(4 days ago)

Sallie Mae 1.25%

(up from 1.15%)
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Aug 15
(11 days ago)

Colorado Federal Savings Bank 1.25%

(down from 1.30%)
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Aug 20
(6 days ago)

Barclays Bank 1.25%

(up from 0.80%)
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Aug 20
(6 days ago)




`
Bank Type APY Actions Last
Checked
Synchrony Bank 1.25%

(up from 1.23%)
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Aug 13
(13 days ago)

CIT Bank 1.22%

(down from 1.25%)
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Aug 20
(6 days ago)

Virtual Bank 1.16%

(up from 1.00%)
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Aug 6
(20 days ago)

Discover Bank 1.15%

(up from 1.00%)
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Jul 31
(26 days ago)

Alliant Credit Union 1.15%

(up from 1.10%)
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Aug 10
(16 days ago)

Connexus Credit Union 1.10%

(down from 1.50%)
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Aug 10
(16 days ago)




`
Bank Type APY Actions Last
Checked
EverBank 1.10%

(up from 0.91%)
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Aug 10
(16 days ago)

Goldwater Bank 1.07%

(up from 0.95%)
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Aug 10
(16 days ago)

Self Help Credit Union 1.06%

(up from 0.80%)
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Jul 30
(27 days ago)

Alostar Bank of Commerce 1.05%

(down from 1.20%)
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Aug 1
(25 days ago)

Ally Bank 1.05%

(up from 1.00%)
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Aug 6
(20 days ago)

Nationwide Bank 1.05%

(down from 1.08%)
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Jul 30
(27 days ago)

Quaint Oak Bank 1.00%

(up from 0.75%)
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Jul 30
(27 days ago)

Bank5 Connect 1.00% -

(steady @ 1.00%)
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Aug 6
(20 days ago)

Palladian Bank 1.00%

(down from 1.10%)
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Aug 20
(6 days ago)

HSBC Advance 0.95%

(up from 0.01%)
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Aug 10
(16 days ago)

Ameriprise Bank 0.85%

(up from 0.80%)
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Aug 10
(16 days ago)

Wilshire State Bank 0.80%

(down from 0.85%)
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Jul 29
(28 days ago)

Gulf Coast Bank 0.75%

(down from 0.80%)
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Aug 20
(6 days ago)



`
Bank Type APY Actions Last
Checked
MidFirst Direct 0.75%

(down from 0.95%)
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Mar 2
(26 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Aug 10
(16 days ago)

Capital One 360 0.75%

(down from 1.00%)
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Aug 1
(25 days ago)

Academy Bank 0.75%

(up from 0.60%)
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Aug 10
(16 days ago)

Able Banking 0.65%

(down from 1.10%)
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Aug 10
(16 days ago)

The Union Bank 0.60%

(down from 0.70%)
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Aug 6
(20 days ago)

New Dominion Direct 0.60%

(down from 0.65%)
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Aug 10
(16 days ago)

Fort Knox Credit Union 0.55%

(up from 0.50%)
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Aug 10
(16 days ago)

Southeast Financial CU 0.55%

(up from 0.40%)
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Jul 30
(27 days ago)

American Express 0.55%

(down from 0.90%)
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Aug 20
(6 days ago)

Riverland Credit Union 0.55%

(up from 0.50%)
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Aug 10
(16 days ago)

First City Bank 0.50%

(down from 0.75%)
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Aug 10
(16 days ago)

Williamstown Savings Bank 0.50%

(down from 0.60%)
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Jul 30
(27 days ago)

Geauga Savings Bank 0.40%

(down from 0.50%)
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Aug 1
(25 days ago)

Seacoast Commerce Bank 0.30%

(down from 0.50%)
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Jul 31
(26 days ago)

State Farm Bank 0.10%

(down from 0.15%)
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Aug 10
(16 days ago)

Flagstar Direct 0.10%

(down from 0.40%)
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Aug 10
(16 days ago)

Bank of America 0.05%

(down from 0.08%)
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Aug 10
(16 days ago)

H&R Block Bank 0.03%

(down from 0.30%)
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Mar 2
(26 days ago)

Charles Schwab Bank 0.03%

(down from 0.10%)
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Aug 8
(18 days ago)




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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information. Thanks.
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