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Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 2 Year CD Rates (Certificate of Deposit). Compare the Best 2 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
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Credit Union CD Rates
Best 2 Year CD Rates
Available Nationwide, Government Insured - April 1, 2025, 12:56 pm PT
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| Bank | Type | APY | Actions | Last Checked |
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| Ameriprise Bank | 2 Year CD | 4.95% ↑ (up from 4.30%) |
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Dec 29 (4 days ago) | |
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| BAC Florida | 2 Year CD | 4.85% ↓ (down from 5.05%) |
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Feb 16 (14 days ago) | |
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| First Internet Bank | 2 Year CD | 4.82% ↓ (down from 4.85%) |
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Apr 6 (26 days ago) | |
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| Colorado Federal Savings Bank | 2 Year CD | 4.80% ↑ (up from 4.70%) |
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Apr 20 (12 days ago) | |
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| Newtek Bank | 2 Year CD | 4.75% ↑ (up from 4.00%) |
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Jul 19 (13 days ago) | |
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| TAB Bank | 2 Year CD | 4.70% ↓ (down from 5.27%) |
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Jul 11 (21 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| BMO Alto | 2 Year CD | 4.65% ↓ (down from 4.75%) |
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Apr 24 (8 days ago) | |
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| Bread Financial | 2 Year CD | 4.65% ↓ (down from 5.25%) |
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Apr 15 (17 days ago) | |
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| Riverland Credit Union | 2 Year CD | 4.50% ↓ (down from 5.15%) |
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Jul 12 (20 days ago) | |
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| Delta Community Credit Union | 2 Year CD | 4.50% ↓ (down from 5.00%) |
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Apr 15 (17 days ago) | |
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| Goldwater Bank | 2 Year CD | 4.50% ↑ (up from 4.35%) |
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Mar 5 (27 days ago) | |
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| Barclays Bank | 2 Year CD | 4.40% ↓ (down from 4.60%) |
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Feb 3 (27 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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|---|---|---|---|---|---|
| USAA | 2 Year CD | 4.40% ↑ (up from 4.00%) |
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Jan 28 (5 days ago) | |
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| PenFed Credit Union | 2 Year CD | 4.40% ↓ (down from 4.60%) |
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Jan 19 (14 days ago) | |
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| Capital One 360 | 2 Year CD | 4.40% ↑ (up from 4.35%) |
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Jan 10 (23 days ago) | |
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| Alliant Credit Union | 2 Year CD | 4.30% ↓ (down from 4.45%) |
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Apr 15 (17 days ago) | |
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| Self Help Credit Union | 2 Year CD | 4.29% ↓ (down from 4.81%) |
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May 5 (27 days ago) | |
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| Able Banking | 2 Year CD | 4.25% ↑ (up from 4.00%) |
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Apr 26 (6 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Vio Bank | 2 Year CD | 4.25% ↓ (down from 4.75%) |
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Apr 5 (27 days ago) | |
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| Valley Direct | 2 Year CD | 4.25% ↓ (down from 4.60%) |
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Mar 10 (22 days ago) | |
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| Total Direct Bank | 2 Year CD | 4.21% ↓ (down from 4.34%) |
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Feb 26 (3 days ago) | |
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| Popular Direct | 2 Year CD | 4.15% ↓ (down from 4.20%) |
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Mar 31 (Yesterday) | |
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| Gulf Coast Bank | 2 Year CD | 4.10% ↓ (down from 4.15%) |
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Mar 5 (27 days ago) | |
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| Discover Bank | 2 Year CD | 4.10% ↑ (up from 3.50%) |
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Mar 31 (Yesterday) | |
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| Quaint Oak Bank | 2 Year CD | 4.00% ↓ (down from 4.25%) |
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Jan 21 (12 days ago) | |
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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
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